Sadly there are people that are reckless drivers and end up being responsible for causing an accident. If you become a victim of another driver’s negligence and suffer from physical and mental trauma then you are entitled to claiming compensation. Apart from physical injuries and mental trauma, loss of income is a common and significant loss suffered by the victims of an accident.
The loss of income is a common and vital loss to add to the personal injury claim. Without proper income, it is not possible for a person to lead a comfortable life and deal with medical bills. The amount claimed for loss of income depends on how much time the plaintiff has to spend out of work.
No matter what the size of the claim is you need to figure out how you are going to prove that you have suffered from loss of income. You can use the services of an accident claim expert UK to help you with the process. Here is a guide that can offer you some help regarding the loss of income claim.
Filing A Lost Income Claim:
To recover the lost wages after a road accident you have to consider the available options. You can make a request to the insurance company regarding the wages. You also have the option to make a request to the insurance company of the driver responsible for the accident. Another option is to file a lawsuit against the other driver. It is an approach that is mostly taken in highly serious cases.
It is better to wait till the end of the medical treatment you are receiving and you are in stable condition to file the loss of income claim. You should also take time to find out what is covered under the terms of insurance policy you have. The damages you are able to recover depend on the type of insurance coverage you have.
If the accident was caused by the other driver then you can submit a loss of income claim through the driver’s liability bodily injury coverage.
If the driver responsible for the accident does not have insurance then you will be able to collect lost wages by suing the uninsured motorist coverage.
You can collect lost wages using personal injury protection. It will let you get wages no matter whose fault the accident was.
After you make the request you are most likely required to take an independent medical examination and provide all the medical documents along with employment authorization form to the insurance company.
Proving Loss of Income:
When you are submitting the claim make sure that you provide all the details and accurate statements regarding the lost wages.
To prove the loss you will have to provide the following supporting documents:
Doctors note that it contains the recommendation regarding the days you need to take off to recover from the injury.
You need to provide paystubs before you sustained the injury. The self-employed people can submit a tax return from the previous year or any other similar document like correspondence and invoices. It will help in proving the money you might have earned during the time you were unable to work because of an injury.
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